Know what you can spend, without doing the math.
PULSE is a free money app for Gen Z India. Instead of only showing where your money went, it tells you what you can safely do with it next, until your next payday.
What PULSE does
Safe to spend
One number that shows what's really free until payday, plus how much that is per day.
Life plans
Save for a Goa trip, a laptop or an emergency fund. PULSE tells you if you're ahead or behind and how much to put aside.
Split with friends
Split equally, by amount, percentage or shares. Track who owes whom and settle up, all in the same app.
SIPs on autopilot
Add your SIPs once. PULSE deducts them on their date every month and shows what they could grow to.
Can I afford this?
Type an amount before you buy. See what it does to your week and your plans. No lectures.
Budget out loud
Share a ticket, receipt, postcard or sticker card of your budget. Only the number you choose is shown.
How safe to spend is calculated
An example for someone paid on the 4th, checking on the 27th.
That's about ₹405 a day for the 7 days until payday. It updates every time you log money in or out.
Install it like an app
Android & desktop
- Open PULSE in Chrome or Edge.
- Tap Install in the address bar or the menu, or use You → Install PULSE.
iPhone & iPad
- Open PULSE in Safari.
- Tap the Share button.
- Choose Add to Home Screen.
Questions
What does safe to spend mean?
It's the money that's actually free until your next payday. PULSE starts with what's in your bank and cash, then keeps aside bills due before payday, SIPs due before payday, what you planned to save this cycle, and a small safety buffer. What's left is safe to spend, shown as a total and a daily amount.
Is PULSE free?
Yes. PULSE is free to use. There are no ads and no loan offers.
Do I need to connect my bank account?
No. PULSE never asks for bank logins, card numbers or UPI PINs. You type your balances and expenses yourself, or scan a receipt.
Where is my data stored?
On your own phone or laptop, inside your browser. Nobody else, including us, can see it. You can copy a backup code to move it to another device, and erase everything from Settings at any time.
Can PULSE track my SIPs?
Yes. Add a SIP, RD, PPF or NPS with its amount and debit date. PULSE records it automatically every month, keeps it aside before payday and shows what it could grow to.
Can I split bills with friends?
Yes. Split equally, by exact amounts, percentages or shares, create groups like a trip or a flat, and record settle-ups. Your share also counts toward your plans and safe-to-spend.
Can I install PULSE like an app?
Yes. On Android or desktop Chrome, tap Install. On iPhone, open PULSE in Safari, tap Share, then Add to Home Screen. It opens full screen and works offline.
Ready to see your number?
It takes about a minute to set up.
Open PULSE